Someone on the roof who works for you
Insurance claims can be a confusing process. Cordray Roofing is fully qualified to work with insurance companies to satisfy claims for damage.
Before the adjuster comes out
Cordray Roofing is licensed and insured, and our field inspectors are trained to determine the damage to your property. We are familiar with homeowners’ policies and damages caused by hail, wind, and storms.
It is important to contact a roofing contractor before an insurance adjuster comes out to evaluate your roof. When you are not able to assess the damage on your property, it is important to have someone on your behalf who can represent your best interests. A field inspector at Cordray Roofing will meet with your insurance adjuster on the roof and identify all damage for a fast and fair resolution.
It is our hope that this page and our process can help simplify how a claim works, and make it easier on you to go through the process.
How a claim works
Before you file
It is often best to have the roof inspected before filing the claim. There are potential insurance penalties for filing unnecessary claims, so an honest evaluation first matters.
Filing
Have your policy number and the date of the storm ready. You can file through a local agent, online, or over the phone.
On the roof with your adjuster
A field inspector from Cordray Roofing meets your insurance adjuster on the roof and identifies all damage for a fast and fair resolution.
Scope and paperwork
We submit the documents directly to your insurance company so the full scope of work is covered and the job meets local county and city regulations.
Insurance questions
How do I know if I have damage?
If you live in the Johnson County, Kansas area we will provide a free inspection of your roof. You can contact us using our website and schedule to have one of our trained hail damage roof inspection specialists come inspect your roof for hail damage.
Our trained specialist will inspect your roof and property for damages caused by the hail storm. Often, damage from a storm goes beyond just your roof, so we inspect your property, roof, gutters, siding, windows, screens, deck and A/C units, and we will discuss the necessary repairs the hail storm created and help you determine how to recover your losses.
How do I start the claim process?
When contacting your insurance company, start by having your policy number and the date of the storm. There are several ways for you to file your claim: a local agent, online, or over the phone.
What if I have already contacted my insurance company to inspect my roof?
If you have already scheduled an inspection we will work on your behalf to inspect the hail damage to your roof, so that a trained professional can be there with you at the time of your inspection to assist your claims adjuster.
We feel it is important that you have someone working for you to make sure the damages have been assessed fairly and that nothing has been overlooked. We will still provide a complete and comprehensive inspection to help you determine if a second inspection is needed.
What if my claim was denied?
Cordray Roofing will not advise you to file a claim. Still, we understand the importance of providing you with the best information to allow you to make a decision that most benefits you after hail damage has occurred to your roof.
If it is determined that a second inspection is necessary, we will work with the claims adjuster to make sure we are on site working on your behalf so nothing is overlooked. This can be a common and frustrating part of the process.
What if the estimate is higher than the estimate provided by the insurance company?
When working with the insurance company on your behalf, we make sure that your insurance company covers the complete scope of work. An insurance company will work off the depreciated value of a roof; we work directly with the insurance company to make sure the cost of total repairs is covered and that the job is done to meet local county and city regulations.
We submit the necessary documents directly to your insurance company to secure any additional money needed to complete the job, so the work is done correctly and professionally the first time.
Should I get multiple estimates?
It is always prudent to obtain multiple estimates. However, we believe your decision should be to work with the company that can make the process as simple and comfortable as possible.
When your insurance company is paying for the work, the cost of the estimate is not important as long as it is equal to or less than the insurance company’s assessed cost. In most cases Cordray Roofing will make sure you are only responsible for the cost of your deductible, and that your cost with Cordray Roofing is what the insurance company pays.
What we photograph on the roof
Granule loss on a weathered slope Impact circled in chalk Mat exposed by a strike A second strike, same slope
Have someone on the roof who works for you.
We meet your adjuster and identify all damage for a fast and fair resolution.